Visa Classic

Maybe it’s your first credit card. Or maybe you’re just a meat-and-potatoes kind of person. Whatever the reason, the Dominion Lending VISA Desjardins Classic card is the perfect basic card. And it’s free. But that’s not to say it’s no frills. The Classic card still offers all the power of the VISA brand as well as a wealth of benefits. And like denim, its simple blue never goes out of style.


  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30/year)
  • Annual fees: none
  • Optional rewards program 1% ($30/year)
  • 3-Day Travel Insurance at no charge

BONUSDOLLARS Rewards Program

Optional: 1% of purchases credited as BONUSDOLLARS, $30/year

Additional card features

  • Free unlimited access to online VISA Desjardins account management
  • Free supplementary cards
  • $500 minimum credit limit
  • Enjoy a lower interest rate of 11.8% for an additional $30 annual fee
  • Optional credit balance insurance available
  • Superior Accident Insurance, for 6 months of complimentary coverage
  • A second credit limit with Accord D Desjardins financing
  • Up to 10% discount on Hertz car rentals
  • ZERO liability in the event of fraud
  • Daily cash advances of up to $2,500, anywhere in the world
  • Free access to the Travel Assistance Service
  • 3-Day complimentary travel insurance includes:
    • Emergency Health Care Coverage – up to $5,000,000, 3 days no charge
    • Trip Cancellation Coverage – max. $500/person before departure, max. $1,000 after departure, 3 days no charge
    • Baggage Coverage – up to $500/person, 3 days no charge
    • Common Carrier Travel Accident Coverage – up to $125,000 with the 1% BONUSDOLLARS Rewards Program option

All rates and fees are effective August 1, 2012, and are subject to change without notice