Visa No-Fee Gold

You want lots of privileges. You want the prestige of a GOLD card. But you could do without that whole fee idea. Well, here’s the card for you. The Dominion Lending VISA Desjardins Elegance GOLD card has no annual fee and no fee for supplementary cards. You might think that means we skimp on the benefits, but take a look at the long list of features.


  • Interest rate: 19.9%
  • Optional low interest rate: 12.8% ($30/year)
  • Annual fees: none
  • Rewards program 0,5% (optional 1%: $30/year)
  • 3-Day Travel Insurance at no charge

BONUSDOLLARS Rewards Program

0.5% of purchases credited as BONUSDOLLARS. Optional: 1% of purchases credited, $30/year

Additional card features

  • Free unlimited access to online VISA Desjardins account management
  • Free supplementary cards
  • Enjoy a lower interest rate of 12.8% for an additional $30 annual fee
  • $5,000 minimum credit limit
  • Optional credit balance insurance available
  • Purchase protection and extended warranty
  • Superior Accident Insurance, for 6 months of complimentary coverage
  • A second credit limit with Accord D Desjardins financing
  • Up to 20% discount on Hertz car rentals
  • ZERO liability in the event of fraud
  • Daily cash advances of up to $5,000, anywhere in the world
  • Free access to the Travel Assistance Service
  • 3-day complimentary travel insurance including:
    • Emergency Health Care Coverage – up to $5,000,000
    • Trip Cancellation Coverage – max. $500/person before departure, max. $1,000 after departure
    • Baggage Coverage – up to $500/person
  • Auto Rental Collision/Loss Damage Insurance – maximum 48 days
    • Common carrier travel accident coverage – up to $125,000

All rates and fees are effective August 1, 2012, and are subject to change without notice.